Archive for the ‘Needs Link’ Category

Aren’t health and a clean environment human rights?

Monday, August 10th, 2009

Deciding which causes you want to support – with time or money – can be confusing. If you give to just one cause, you might feel like you’re neglecting something else you care about, and it seems like some of the categories overlap anyway. Aren’t health and a clean environment human rights? It depends on who you ask. Even defining exactly what it means to be or have a human right isn’t simple.

The UN’s Universal Declaration of Human rights and other major documents have listed health and a clean environment as “human rights,” but what might be more relevant for you as a budding philanthropist to realize is that giving to an organization with a specific mission can have a broad impact. Many microfinance and poverty causes aim to help their constituents develop sustainable livelihoods – which has environmental and health implications as well financial ones. Helping to preserve and restore local environments can have major health and economic benefits as well. All of these things make people better able to live happy, meaningful lives, which is the true spirit of human rights.

The point is to find a cause that excites you and in which you will enjoy becoming involved, whether by giving money or time. The impact you make might be far wider-reaching than you think.

An Education Cause is…

Friday, August 7th, 2009

An Education Cause is an organization that works to improve people’s lives by providing access to educational resources that aren’t available to them for many reasons. An Education Cause might support teachers in high-need areas, provide books and computers or other supplies, or do anything to help people realize their dreams of earning an education and the possibility for a better life. 

An Environment Cause is…

Friday, August 7th, 2009

An Environment Cause is an organization that works to protect and improve the environment by addressing issues like pollution, deforestation, and climate change. 

A Human Rights Cause is…

Friday, August 7th, 2009

A Human Rights Cause is an organization that works to champion human rights around the world. As Martin Luther King Jr. said, “Injustice anywhere is a threat to justice everywhere.” Human Rights causes fight against issues like slavery, abuse of prisoners, refugees from violent conflicts, and human trafficking.

Common Stock is…

Wednesday, August 5th, 2009

Common stock is a form of stock that gives the shareholder equity ownership in a company. This ownership includes voting rights that can be exercised in corporate decisions like choosing the Board of Directors. Shareholders of common stock may receive dividends (if the company shares profits), but only after preferred stock owners have received their dividends.

A Bear Trap is…

Wednesday, August 5th, 2009

A bear trap is the problem that faces short sellers when stock prices stop falling and start rising again. Short sellers sell stock thinking they can buy it back cheaper, but when they get stuck in a bear trap, they actually have to buy the stock back at a higher price.

Value Added is…

Wednesday, August 5th, 2009

Value added is the amount by which the sale price of a commodity exceeds the value of the materials and labor used to produce it. In mathematical terms, value added = value after production − costs of production.

A Z-Bond is…

Wednesday, August 5th, 2009

A z-bond is a bond whose interest is not paid directly to the investor but is automatically reinvested instead. A z-bond doesn’t pay out until all other bond classes have been fully paid and retired.

Unsystematic Risk is…

Wednesday, August 5th, 2009

Unsystematic risk is a risk that is specific to a particular asset. For example, the risk Company A has of becoming bankrupt carries over to all of Company A’s stock, but it doesn’t affect any other stocks in the same industry as Company A.

An Issuer is…

Wednesday, August 5th, 2009

An issuer is anybody or anything that introduces a financial asset – usually a security – to the market to raise money. For example, a government is an issuer of government bonds, and a company can issue stocks or derivatives.