There are a ton of numbers and information on a check that can make it confusing to use or even to understand. One of the most important things to know about your check is the routing number. If you are looking at a check, the routing number is the 9-digit code in the bottom left corner.

The routing number is important because it is used to set up direct deposits and other electronic transfers into your checking account. It identifies the banking institution where your money is held, as well as your specific account.  This can be getting a paycheck directly deposited into your account (as opposed to having to deposit it yourself… manually… at a bank…) or having someone (like your parents) transfer a monthly allowance. In essence, it is the number that makes sure the money gets to the right place!

Tags: checks, routing number