[annoying voice] Hi, I’m Elmo! I know more about personal finance than most Americans, and I’m a 3-year-old puppet!

At least, that’s the premise. The hope is that this cuddly little red carpet sample will start American kids early on the path to having the first clue about managing their money.

If you consider your financial life to be on par with a 3-year-old’s, or you’re having a really hard time saving up for that stupendous ball, you should definitely watch Elmo’s new spending, saving and sharing video series. But let’s get real: you should also be spending more time on SPEND.GROW.GIVE.

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ELMO’S CELEBRITY SCRAPBOOK

With friends like these, you must have your life in order…